Be sure and cancel your credit cards before you die. This is so priceless, and so easy to see happening, customer service being what it is today.
A lady died this past January, and The Bank billed her for February March for their annual service charges on her credit card, added late fees and interest on the monthly charge. The balance of $0, is now somewhere around $60. A Family Member placed a call to The Bank.

Here is the exchange:

Family Member: “I am calling to tell you she died in January.”
The Bank: “The account was never closed, and the late fees charges still apply.”
Family Member: “Maybe you should turn it over to collections.”
The Bank: “Since it is 2 months past due, it already has been.”
Family Member: So, what will they do when they find out she is dead?”
The Bank: “Either report her account to frauds division or report her to the credit bureau. Maybe both !”
Family Member: “Do you think God will be mad at her?” (I really liked this part !!!!)
The Bank: “Excuse me?”
Family Member: “Did you just get what I was telling you? The part about her being dead?”
The Bank: “Sir, you’ll have to speak to my supervisor.” !

(Supervisor gets on the phone)

Family Member: “I’m calling to tell you she died in January.”
The Bank: “The account was never closed, so the late fees and charges still apply.” (This must be a phrase taught by The Bank!)
Family Member: “Do you mean you want to collect from her estate?”
The Bank: (stammering) “Are you her lawyer?”
Family Member: “No, I’m her great-nephew.”
The Bank: “Could you fax us a certificate of death?”
Family Member: “Sure.” (fax number is given)

After they get the fax:
The Bank: “Our system just isn’t set up for death. I don’t know what more I can do to help.”
Family Member: “Well, if you figure it out, great ! If not, you could just keep billing her. I really don’t think she will care.”
The Bank: “Well, the late fees charges do still apply.”
(What is wrong with these people??!!)
Family Member: “Would you like her new billing address?”
The Bank: “Yes, that will help.”
Family Member: ” Odessa Memorial Cemetery, Highway 129, Plot Number 69.”
The Bank: “Sir, that is a cemetery!”
Family Member: “What do you do with dead people on YOUR planet?!!

Today was a rather tiring day at work, with me not having a minutes rest. Am pleased I finished how whatever I had in target today, despite interruptions.

Today I received ICICI Bank’s Online CC, which can be used for only Online buying, even though I never applied for it!
It seems that ICICI is just distributing cards to every bank account holder (with some getting two :O ). I am going to phone their help line and ask them what the heck they seem to be doing!

Applied for a Standard Chartered life-time free card, since I felt the need for one for online transactions.

Had a brief disagreement with a rather irritating admin staff on the return journey in the bus today.
A really oversmart chap who pokes his nose in everyone else’s business and doesn’t do anything of his!
Sometimes, the inefficiency of the adminstrations can really get really very frustrating.
(Warning: Blogging can get you fired)

Anyway, tomorrow is a weekend and nothing is going to spoil my mood.

I also got my 6230 back in perfect condition yesterday. However, have finally zeroed in on the Nokia 6681, since it seems to fit within my budget

Bye for now.